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Foremost Updates Insurance Scoring Rule for Travel Trailer Program in Montana

Foremost Insurance Company, part of Farmers Insurance Group (Code 0069), has updated its Travel Trailer Program in Montana, effective May 15, 2026, for both new and renewal business.

The filing revises the Insurance Score frequency rule, shifting recalculations back to once every three years, and confirms that all existing policies have been transitioned to the new scoring model. In addition, the update replaces Rate Page MOD-3 and introduces a Multi-Policy discount (0.90 factor) applicable to customers with other Farmers Insurance Group policies under group codes 0069 or 0212.

No rate impact was associated with the filing, which was reviewed and filed on November 3, 2025. The change reflects Foremost’s ongoing efforts to modernize its rating methodology and maintain consistency across Farmers’ personal lines products.