Farmers filed to launch two personal auto programs in Texas, with separate offerings for independent agents and group distribution.

The insurer would use Foremost Auto 5.0 for independent agency business and Farmers Group Auto 5.0 for group and aggregator business. Existing customers would not renew into either program, according to the filing.

The programs introduce new rates, rules and forms, alongside optional features and endorsements. The submitted manuals include accident forgiveness, a declining deductible, a $0 glass deductible, original manufacturer parts coverage and coverage for portable electric vehicle chargers.

Optional rideshare and food delivery coverage would provide limited protection during specified periods of those activities. Depending on the covered loss, protection may include business personal property damage and loss of business income.

The programs also include Signal, Farmers’ voluntary telematics program, which uses driving behavior and household participation to determine rating factors. Driver scores would be updated at renewal.

Submitted November 5, the filing requests a November 21, 2026 effective date for new business. It reports no existing policyholders or written premium for the programs.

As of the supplied filing snapshot, Texas regulators had requested clarification of a company name and an associated filing reference, and the filing was awaiting the insurer’s response.