Farmers Property and Casualty Insurance Company is seeking a 6.9% overall rate increase for its legacy private passenger auto program in New Jersey.

The filing affects 27,878 policyholders and $104.5 million in written premium. It would generate approximately $7.2 million in additional premium, or about $258 per policy on average. Individual changes range from a 17.6% decrease to a 19.9% increase.

By coverage, the proposed changes include:

• Bodily injury: +14.8%
• Personal injury protection: +12.9%
• UM/UIM: +8.6%
• Property damage: +1.1%
• Comprehensive: +1.3%
• Collision: unchanged

Farmers’ actuarial indication calls for a 17% increase. The company previously implemented a 5.9% increase in April 2026.

The filing remains under regulatory review. Farmers is seeking effective dates of Dec. 14, 2026, for new business and Jan. 18, 2027, for renewals.