Farmers Insurance Group has filed to launch its Auto 5.0 personal auto program in Tennessee, targeting a November 21, 2026, effective date for new business.

The program will be offered through Fire Insurance Exchange in Farmers’ exclusive agent channel and through 21st Century North America Insurance Company in its direct channel.

Optional coverages include rideshare and food delivery, new original parts, accident forgiveness, vehicle replacement, a declining deductible, $0 glass deductible, agreed value, rental coverage, and protection for portable electric vehicle chargers. Farmers is also introducing travel, limited Mexico, trailer or camper, and vehicle customization coverages.

Farmers previously filed a substantively similar version of the program for its independent agent and group-affiliated channels. The new filing remains pending regulatory review.