Berkley Insurance Company has filed revisions to its One Suite Collectibles Program in Texas to comply with Senate Bill 1644, which regulates the use of consumer credit scores in personal lines insurance. The update, effective January 1, 2026 for new business and March 7, 2026 for renewals, revises Rule 1070 on Financial Responsibility Score.

The change introduces the LexisNexis Attract One 3.0 Insurance Scoring Model for rating, with financial responsibility re-evaluated at least every 36 months or sooner at the insured’s request (no more than once every 12 months). Any resulting class change may only move in a favorable direction for policyholders. The filing carries no rate impact, with $0 premium change and no affected policyholders noted.