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Berkley Files Homeowners Rate Increase in Michigan

Berkley Insurance Company filed in Michigan to raise rates for its One Suite Homeowners Program, proposing a 9.9% overall increase—below the 15.6% indicated need.

The filing affects 1,082 policyholders and $6.4 million in written premium, with adjustments across Homeowners, Condo, and Renters segments.

Minor rule edits were also made to classifications and discount rules without rate impact.

The filing was submitted on October 21, 2025, with effective dates of May 18, 2026, for new business and July 2, 2026, for renewals.

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