Wesco Insurance Company, part of AmTrust Financial Group, filed in Montana to introduce a new Group Legal Expense program under the Other Commercial Lines category. The filing, approved on October 22, 2025, is rate neutral and applies to new business upon approval.
The program offers prepaid legal services for covered group members, with options for participating or non-participating attorneys and scheduled coverage for common legal matters. Rates are modeled on a similar Virginia Surety Company program and incorporate factors such as group size, participation rate, and attorney network use.