State Farm Classic Insurance Company has filed a new specialty auto insurance program, State Farm Classic+®, in Florida, targeting collector vehicle owners and car enthusiasts. The filing was submitted on December 11, 2025, under Florida’s file-and-use statute, with policies effective June 1, 2026.

The Classic+ program is largely based on Essentia Insurance Company’s existing collector auto framework, with modifications to rates, rules, underwriting guidelines, and insurance score models. Coverage includes guaranteed value, tailored physical damage and liability options, and differentiated rating for stock, modified, motorsport, and pro-street vehicles, with extensive use of model year, vehicle type, storage ZIP, mileage, and deductible factors.

The filing also introduces a mass marketing discount tied to membership in dozens of recognized automotive clubs and museums, ranging from marque-specific owner associations to motorsports and preservation groups. State Farm notes that the program is being rolled out nationally, positioning Classic+ as a dedicated collector-focused offering within its broader personal auto strategy.