Safeco is exiting new pet insurance sales in California, effective June 1, 2026, while continuing to service existing policies.
The change was introduced through a rule filing submitted on April 2, 2026, and does not include any rate adjustments. Instead, it updates underwriting guidelines to reflect that new business will no longer be accepted under Safeco’s pet program in the state.
The move is part of a broader shift within the Liberty Mutual group, which operates overlapping pet insurance offerings across multiple underwriting entities. Going forward, new pet insurance policies will be written through affiliated carriers rather than Safeco.
Safeco indicated the decision is aimed at streamlining product offerings rather than exiting the market entirely. The company currently writes around 4,000 new pet policies annually across the U.S., and expects production to continue at similar levels through other Liberty Mutual entities.
The move highlights continued consolidation within pet insurance portfolios, as carriers look to simplify distribution and reduce internal product overlap.