Safeco Insurance Company of America, part of Liberty Mutual Group, is seeking an 8.4% rate increase for its Dwelling Policy Program in Idaho, impacting 19,565 policyholders. The filing, which follows a 9.8% hike approved in December 2024, includes product enhancements and adjustments to liability coverage and increased limit factors that haven’t been updated in more than seven years.

The Idaho Department of Insurance issued an objection letter requesting Safeco to clarify the rating factors driving the proposed increase, detail why some policyholders could see changes above 50%, and provide a breakdown for those exceeding a 15% adjustment. The filing remains pending an industry response.