Safeco Insurance Company of America filed a rate increase for its Dwelling Fire program in New Jersey, with requested effective dates of October 18, 2026 for new business and November 29, 2026 for renewals. The filing was submitted on February 26, 2026 and is subject to prior approval.

The proposal reflects an overall rate impact of 6.9%, affecting about 11,164 policyholders and increasing premium by approximately $1.1 million on a $16.0 million book. The filing also includes updates to the New Jersey Landlord Rating Manual and liability factors.

The changes are driven by loss pressure across multiple coverages, including higher indicated increases for liability, fire, and extended coverage, as the company moves to better align rates with projected costs.