National General, part of Allstate, filed a commercial auto rate update in Missouri on December 5, 2025.

The filing impacts 92 policyholders. Since launching on March 8, 2025, the program has written 118 policies with $409,857 in total written premium, including $120,871 tied to this filing.

The company is seeking a 16% rate reduction, driven by lower base rates. National General said the cut is for competitive reasons, pointing to a 12% close rate, well below its national average, and noted it did not run a traditional competitor comparison, relying instead on internal performance.