Imperial Fire and Casualty Insurance Company, part of National General and the Allstate group, has filed an underwriting guideline update in Texas aimed at expanding eligibility for its homeowners program.

The filing was submitted on January 8, 2026, with proposed new business and renewal changes effective January 14, 2026. The update focuses on revising new business underwriting guidelines to allow a broader set of risks, with National General identified as the entity implementing the changes.

While the filing confirms an expansion in eligibility, it does not specify which underwriting criteria were adjusted.