American Economy Insurance Company, part of Liberty Mutual, has filed to introduce a new recreational vehicle insurance program in Virginia.

The filing covers motor homes and travel trailers and is structured as a new program with no existing policyholders or premium. New business would be written in American Economy Insurance Company, while existing private passenger vehicle business remains in General Insurance Company of America, with no plans to convert policies between entities.

The program is scheduled to take effect for new business on February 21, 2026.

From a rating standpoint, the program relies on a previously approved credit-based insurance score model and incorporates additional tiering variables, including days without insurance with a one-year lookback, occupation, and education level. The filing also includes an employee discount for Liberty Mutual employees and retirees.