Amica submitted a filing in Michigan on February 23, 2026, introducing the StreetSmart by Amica program, effective September 1, 2026, for new and renewal business.

StreetSmart is a voluntary, app based telematics program that monitors driving behavior to promote safe habits. Rather than offering premium discounts, the program rewards participants with gift cards based on safe driving performance.

The initiative is positioned as a driver education and engagement tool designed to encourage safer behavior without changing policy pricing.