Amica Mutual Insurance Company filed a rate and rule revision in Arkansas for its personal property program, requesting an overall rate increase of 3.1%.

The filing, submitted March 2, 2026, affects 27 policyholders and approximately $48,116 in written premium. The changes are scheduled to take effect August 1, 2026 for both new and renewal business.

The update adopts advisory organization loss costs based on an ISO filing referenced as DP-2024-RRU1. The company’s previous rate revision for the program was a 1.3% decrease that took effect January 1, 2026.

State regulators noted the filing currently complies with requirements but flagged that future adjustments may be required once the Department finalizes rules related to Act 427.