Zurich has filed a series of updates to strengthen its event insurance offerings in the U.S., with recent activity in Texas, Nevada, and Connecticut.

In Texas, the insurer submitted two filings: a form filing introducing an application and policy form covering ticket or registration costs if an insured cannot attend or complete an event, with protections against CBRN incidents, civil disorder, and cyber events; and a rate and rule filing, effective October 1, 2025, establishing the Rules and Rate Manual. The filing is rate-neutral and allows premiums to be based on either a percentage of event cost or a laddered flat-cost structure, with rating factors such as the number of events and event days.

In Nevada, Zurich filed a new Event Ticket and Registration Insurance Policy (U-TGE-100A-NV). The product covers ticket or registration fees if attendance is prevented, with policy terms allowing refunds within 15 days of the effective date or before the event start, provided no claim has been filed. Rating considers booking window and activity level, while claims leverage electronic processes and specialized technology.

In Connecticut, Zurich submitted a rate-neutral filing updating its event program manual to align with regulatory requirements.

Collectively, these filings show Zurich’s effort to establish a unified event insurance framework, offering ticket protection, flexible pricing models, and streamlined electronic claims management across multiple jurisdictions.