Progressive Premier Insurance Company of Illinois has filed a new Rate and Rule update for its Pet Health Insurance Plan in North Carolina, effective November 10, 2025, for new business and January 24, 2026, for renewals.
The revised manual introduces a detailed pricing algorithm that factors in breed, age, and territory, along with adjustable deductible, copay, and policy-limit multipliers. Monthly premiums now incorporate veterinary care inflation through an annual trend factor ranging from 0% to 12%, and a $200 minimum annual premium is enforced.
The filing underscores Progressive’s continued expansion in the pet insurance segment, highlighting a focus on flexible coverage and actuarially grounded pricing.