Next Insurance US Company, part of the Munich Re Group, received approval in Mississippi for a Commercial General Liability (CGL) Form Filing introducing CGL 6.0, effective March 27, 2026, for new business and May 6, 2026, for renewals.

The update adds new and revised endorsements, including Blanket Additional Insured, Contractors Errors and Omissions Coverage – Mississippi, and several new exclusions such as Absolute Auto with Vicarious Liability, Snow and Ice Removal, and Designated Day Care Operations.

The filing also introduces an Evidence Retention Requirement mandating insureds preserve physical and electronic evidence—like surveillance or maintenance logs—after a potential claim. All forms reference ISO materials, and defense costs are defined as part of policy limits, not in addition to them.