Home State County Mutual Insurance Company has filed a rate and rule revision for its APS personal auto program in Texas, effective August 20, 2025, for new business and September 20, 2025, for renewals.

The change impacts 26,555 policyholders with $193.3 million in written premium and reflects an overall rate decrease of 0.96%, with individual changes ranging from 0% to -6.2%. The last revision, effective June 20, 2025, was a 2.12% decrease.