Home State County Mutual has filed to reduce rates for its M-Rad Motorcycle Program in Texas. The filing, submitted July 14, 2025, proposes a -0.100% overall rate decrease, with premium changes ranging from -25.1% to 0%. The new rates are set to take effect on September 1, 2025.

The program currently covers 13 policyholders with $1.15M in written premium. The change is expected to reduce total premium by $1,456. The last rate revision, effective December 15, 2023, increased rates by 19.7%. The filing follows a file-and-use method and remains under review.