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Home State Seeks 3.06% Hike for Texas Auto Program

Home State County Mutual Insurance Company has filed a rate and rule revision for its Ignition Insurance Services (GNM) Monthly personal auto program in Texas, effective August 20, 2025, for new business and September 20, 2025, for renewals.

The change impacts 7,784 policyholders with $15.3 million in written premium. The proposed overall rate impact is +3.06%, with individual changes ranging from a 9.3% increase to a 1.5% decrease. The last revision, effective June 25, 2025, was a 3.11% increase.

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