Home State County Mutual Insurance Company is introducing a new private passenger auto program in Texas, supported by an initial set of underwriting guidelines.

The filing, submitted April 6, 2026, outlines the launch of the Right Lane Insurance Private Passenger Program, with a requested effective date of April 15, 2026, for new business and May 15, 2026, for renewals.

The submission focuses solely on underwriting rules, with no rate changes included. It establishes eligibility and risk selection criteria for the new program, marking the company’s entry into a structured personal auto offering under the Right Lane brand.

The filing is part of a broader set of related submissions tied to the program rollout.