Home State County Mutual Insurance Company has filed for a 7.5% overall rate increase for its Acuity Personal Automobile Program in Texas. The proposed change, supported by actuarial data and credit scoring analysis, impacts 4,164 policyholders and $1.17 million in written premium.

The filing indicates an overall rate need of 9.8%, with actual changes ranging from 2.5% to 11%. The new business effective date is set for December 3, 2025, and renewals for February 3, 2026. The previous rate revision, effective June 23, 2025, resulted in no change.