Everspan filed its initial commercial auto program in California.

The filing adopts ISO commercial auto forms, rules, rating plans, and loss costs effective July 1, 2024, and adds company-specific exception pages along with a selected Loss Cost Multiplier (LCM).

The program applies to both monoline and package business auto policies, covering standard business autos, motor carriers, and hired or borrowed autos. It includes liability and physical damage coverages, with optional endorsements such as auto hacking expense, volunteer hired autos, garagekeepers coverage, and waiver of subrogation when required by contract.

Everspan also introduced new declaration pages, commercial auto coverage extensions, and endorsements tailored to California, including state-specific provisions for cancellation, medical payments, and waiver of deductibles.

The effective date will be determined upon regulatory approval.