The credit union fidelity bond market is showing signs of movement on at least two fronts.

Excess Share Insurance and Acrisure recently launched Campio, a new insurance agency purpose-built for credit unions and their members, with a fidelity bond program as its flagship product.

Fidelity bonds are not optional for credit unions — they are a regulatory requirement, covering losses from employee dishonesty, fraud, funds transfer schemes, and cyber incidents. That mandatory demand makes the market both stable and sensitive to any disruption in available coverage.

Meanwhile, Westfield Select Insurance Company submitted a filing in Hawaii seeking to introduce its own Specialty Fidelity Bond program, targeting credit unions and other financial institutions with a broad suite of protections spanning employee and director dishonesty, electronic crime, social engineering, mortgage fraud, and cyber-related business interruption, among others. The filing was submitted February 24, 2026, but was returned by the Hawaii regulator citing noncompliance with filing instructions. The program remains pending resubmission and is not yet approved for use in the state.