Hugo Insurance Exchange filed a policy update in Mississippi to comply with new state requirements governing cancellation and nonrenewal notices. The filing was submitted on February 24, 2026, with an effective date of July 1, 2026, for both new business and renewals.

The change increases the advance notice period for cancellation and nonrenewal of Personal Auto policies from 30 days to 45 days, aligning the company’s policy language with Mississippi House Bill 1611. The update reflects a regulatory compliance action rather than a change in pricing or underwriting strategy.

Hugo Insurance Exchange operates under the management of Hugo Insurance Services LLC, which serves as the attorney-in-fact for the reciprocal insurer.