Chubb filed a cyber insurance update in Oregon, submitted January 20, 2026.

The filing applies to the group’s Masterpiece product line and takes effect April 21, 2026 for new business and June 5, 2026 for renewals. In total, 627 policyholders are affected, representing approximately $165,654 in written premium across the group.

The filing increases sub-limits for Cyber Extortion coverage and raises rates across all aggregate limit options except the $50,000 limit. Overall rate impacts range from +5.2% to +8.1%, depending on the specific company.

Federal Insurance Company, a Chubb subsidiary, shows the largest potential swing, with a maximum rate change of up to 46.4% for certain policyholders, depending on coverage configuration.

This is the first rate revision for the Oregon Masterpiece cyber program since April 23, 2019, when changes were filed as rate neutral.