USAA has filed changes to its SafePilot telematics program in Tennessee with no overall rate impact. The update, effective January 19, 2026 for new business and March 13, 2026 for renewals, increases the Participation in Safe Driving discount to 15% across USAA, USAA Casualty Insurance Company, USAA General Indemnity Company, and Garrison Property and Casualty Insurance Company.

The filing, which applies to private passenger auto, maintains prior approval as its filing method and lists total written premiums exceeding $390 million across the participating entities.

A similar filing was submitted in Connecticut.