USAA and its affiliates — USAA Casualty Insurance Company, USAA General Indemnity Company, and Garrison Property and Casualty Insurance Company — filed in New Mexico to update their SafePilot telematics program, effective January 19, 2026, for new business and March 13, 2026, for renewals.

The filing raises the Participation in Safe Driving Discount to 15% across most coverages, aligning it with the program’s average earned discount of 15.2%. The overall rate impact is neutral, with no policyholders affected and total written premium of $193.9 million in the state.