Selective Insurance Company of the Southeast has filed to update its credit-card fee for personal umbrella and excess policies in Tennessee, effective January 5, 2026 for both new and renewal business.

The change sets the per-transaction fee at 2.70%, up from 2.59% in 2025. It follows a gradual climb over recent years — 2.45% in 2023 and 2.49% in 2024 — and results in an overall rate impact of 0.100%, despite an indicated change of 0.000%.

The filing affects 1,833 policyholders and $1.03 million in written premium, with a minimal premium change of $687.