Independence American Insurance Company filed updates to its Pets Best 2.0 pet insurance program in Connecticut, introducing a +14.8% rate increase effective June 2, 2026, for new and renewal business.

The change affects 4,599 policyholders and about $3.1 million in written premium, adding roughly $458,000 across the book.

The increase is mainly driven by higher medical base rates, with small offsets from changes to coinsurance and limits. It follows a prior +9.2% increase in 2025.

The filing also adds a mandatory promotional offer endorsement for all policies, pointing to a more coordinated pricing and acquisition strategy.

The program continues to offer flexible options, including multiple deductibles, reimbursement levels, and unlimited annual limits, with pricing based on location, breed, and age.

Overall, the update reflects ongoing pricing pressure in pet insurance and more refined risk segmentation.