Mutual of Enumclaw Insurance Company and Enumclaw Property & Casualty Insurance Company have filed for a 15% overall rate increase on their Idaho Excess program, which falls under the Personal Umbrella and Excess liability line. The filing, submitted June 27, 2025, proposes an August 1, 2025 effective date for both new and renewal business.

The rate change would impact 1,126 policyholders in total—767 under Mutual of Enumclaw and 359 under Enumclaw Property & Casualty—raising annual written premium from $301,310 to $346,505. This is the second consecutive 15% hike following a similar increase approved in December 2023.

The companies do not rely on outside rating organizations for this program. While a competitor exhibit was filed, specific rival names were not disclosed. The filing is currently under review by the Idaho Department of Insurance.