Mutual of Enumclaw is updating its Oregon Member’s Best Auto program to introduce a new credit-based rating model—Attract 5.0 One Score from LexisNexis—effective July 15, 2025, for new business only.

The change doesn’t affect existing policies or result in an immediate premium impact. The model, already approved under a separate filing, uses a broader dataset combining home and auto behavior for improved segmentation. The update is part of a broader pricing strategy following a 13.5% rate hike implemented in March 2025.