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Grange Seeks Rate Hike for Tennessee Home

Grange Indemnity Insurance Company submitted a filing on April 23, 2025, seeking a 0.7% rate increase for its Tennessee PinPoint Homeowners 3 program. The change impacts 10,911 policyholders and reflects a $133,719 increase on $20.4 million in written premium.

The filing proposes changes to umbrella factors and clarifies minimum premium language, with new business effective August 10, 2025, and renewals on September 10, 2025.

This follows a 0.6% increase that went into effect in November 2024.

As of April 24, 2025, the filing remains pending an industry response to objections raised around investment income reporting and sinkhole coverage confirmation.

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