Auto-Owners Insurance Company and Owners Insurance Company have submitted a form filing in Georgia to amend Mobile Homeowners policies, effective January 1, 2026, for both new and renewal business. The update introduces compliance changes driven by Georgia Senate Bill 35.

The revised amendatory endorsement extends the nonrenewal notice period from 30 to 60 days and clarifies exceptions to the intentional acts exclusion for losses involving domestic violence or sexual assault. The endorsement also formalizes that policy cancellation notices may be given orally, electronically, or in writing, with confirmation to the insurer or an authorized agent.

The filing applies to the Mobile Homeowners Policy Broad Form (17672) and Special Form (17673). It carries a 0.0 rate indication and incurred $75 in state filing fees—$25 for Auto-Owners and $50 for Owners Insurance Company due to retaliatory fees. The filing has been submitted to the state and received a readability score of 48.