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Auto-Owners Adds Pollution Liability Selection To Florida Commercial Auto Application

Auto-Owners has updated its Florida commercial auto and fleet application, introducing a new field tied to pollution liability coverage.

The revised form replaces the prior version and is intended for use on policies effective May 31, 2026.

The change allows applicants to select Broadened Pollution Liability Coverage directly within the application, bringing the coverage decision into the standard underwriting workflow rather than handling it separately.

Outside of this addition, the update is largely administrative, including an updated edition date with no broader structural changes to the application.

The form continues to serve as the primary intake document for agents, capturing vehicle schedules, coverage selections, underwriting details, driver history, and prior loss information.

Overall, the filing reflects a targeted update—adding pollution liability selection at the application stage while keeping the broader commercial auto framework unchanged.