Atradius Trade Credit Insurance introduced a new individual risk rating plan in Connecticut, tied to the rollout of its internal pricing platform, Arcade.

The update replaces the company’s 2023 rating plan and is scheduled to take effect May 15, 2026 for both new and renewal business. It applies to around 40 policyholders and roughly $3.6 million in written premium, with no overall rate impact.

At the center is Arcade, a unified platform that combines customer data with Atradius’ internal credit risk data to price policies. The system replaces legacy infrastructure and is designed to streamline underwriting and speed up quoting.

The pricing approach itself remains unchanged. Premiums are still based on expected loss, expenses, capital costs, and a market adjustment, converted into a rate based on insured turnover or balances.

The shift is primarily operational, positioning Atradius to deliver faster and more consistent underwriting without changing pricing levels.