InsureMax, part of the AssuranceAmerica, submitted a rate and rule filing in Texas on March 24, 2026, updating its private passenger auto program.

The filing proposes an overall rate increase of 11.2%, against an indicated need of 13.86%, reflecting a moderated pricing approach. The changes impact approximately 10,318 policyholders and $18.2 million in written premium, translating to about $2.04 million in additional premium.

The filing also shows significant variability at the individual level, with maximum increases reaching over 500% and decreases as low as -64.7%, highlighting granular segmentation across risks.