American Pet Insurance Company filed concurrent revisions in Idaho, aligning the Trupanion policy structure with updates seen in other states. Revisions include enhanced coinsurance options and a formalized appeals process leveraging Independent Third-Party Veterinarians (ITPV).

Digital improvements continue with online claim and invoice submission capabilities, improving speed and accuracy in reimbursements.

Filing submitted February 6, 2026; proposed effective date May 1, 2026 (for new and renewal business).