Accredited Surety and Casualty Company submitted a revised filing on April 28, 2025, for its Odie-branded pet insurance program in Oregon. The update includes revised forms, a new rating manual, and rebranded documents to improve system compatibility and clarity.

Key changes include simplified declarations, removal of logos, a new mid-term change endorsement, and clarified policy language on exclusions and reimbursements. The policy covers accidents and illnesses, with exclusions for routine care, behavioral therapy, and communicable diseases.

The updated rating manual introduces factors for trend (11%), ZIP code, breed, deductible, and coinsurance. Coverage limits range from $2,500 to unlimited, with monthly rates based on plan selection. The program is administered by Odie Pet Insurance Marketing, Inc. and underwritten by Accredited. No rate increase is proposed. A similar filing was submitted in North Carolina.