State Farm Classic Insurance Company has submitted a rate-neutral filing in Texas for its Classic+® Personal Auto program, effective January 1, 2026. The filing, referred to as “TX Clean Up,” introduces final rule revisions and clarifications ahead of the program’s implementation.

Key updates include adjustments to cancellation rules (6, 10.3, 10.18) to clarify return premium calculations and remove minimum earned premiums, removal of Rule 10.14 (Named Driver Coverage) as inapplicable in Texas, and a revision to Rule 11.2 (Insurance Score Factor) to align with Texas Insurance Code Sec. 559.058.

The filing also introduces a Mass Marketing Discount Addendum (Edition September 2025) that applies to members of approved automotive and motorsports clubs, reflecting lower administrative and marketing costs. Additional rating features include a Homing Device Credit for vehicles equipped with theft-recovery tracking systems and an Insurance Score Factor applied to model year 1980 and newer vehicles.

The Classic+® program targets collector car owners and has not yet been implemented. State Farm Classic Insurance Company, domiciled in Illinois, partners with The Hagerty Group, LLC, which is authorized to make independent filings on its behalf.