Mobilitas General Insurance Company has received approval in Nevada for new endorsements to its mFleet commercial auto product, a program designed for vehicles used in short-term rental and shared mobility environments.

The filing, submitted and approved on January 14, 2026, applies to both new and renewal business upon approval and does not include any rate changes. Instead, the update introduces optional form revisions intended to better align coverage with the operational realities of platform-based vehicle rentals.

The endorsements clarify that coverage extends to “members” during a defined term of coverage, generally the period when a vehicle is in a member’s care but not actively rented or being operated outside limited maintenance use. To qualify, members must make vehicles available through an authorized rental network, reflecting the program’s focus on platform-enabled short-term rentals.

The revisions position the policy as excess over other available insurance, becoming primary only when no other coverage exists. They also expand protection by providing litigation expenses outside the liability limits while removing loss of use expense coverage under physical damage.

Coverage applies across the United States and Canada, with limited worldwide protection for certain short-term rental situations.

Mobilitas, part of the CSAA Insurance Group, indicated the changes are intended for the emerging mobility customer segment it serves in Nevada, underscoring ongoing product adjustments as personal vehicles increasingly shift between private use and commercial rental platforms.