LM General Insurance Company and LM Insurance Corporation submitted a filing on February 16, 2026, requesting motorcycle rate increases in Georgia, effective April 22, 2026, for new and renewal business.

The filing affects 695 policyholders and $625,694 in written premium, with proposed overall impacts of +6.3% for LM General and +8.2% for LM Insurance Corp. While the companies confirmed no model changes, the actuarial indication shows significant pressure in UM/UIM coverage, with a required increase of +42.1%.

The request follows prior motorcycle rate hikes of 6.7% in 2023 and 10.8% in 2024, signaling continued loss cost deterioration in the segment.