GEICO Advantage Insurance Company and GEICO Marine Insurance Company have filed for a rate increase in Maryland affecting 122,542 auto policyholders and approximately $277.2 million in written premium.

The filing, submitted on February 24, 2026, calls for an overall rate increase of 5.1% for both companies. The changes would take effect immediately for new business and on April 19, 2026, for renewals. The request also includes adjustments to Household Composite Index 2 and Multi-Vehicle Discount factors.

GEICO described the business as a small but growing book established in late 2024, with the changes aimed at refining rating factors as the program develops.

While the overall increase is moderate, the impact varies significantly by policyholder, with some facing rate changes as high as 63.7%.

The prior rate revision for this program was 0%, effective November 22, 2024.