Acuity has filed in Texas to adopt the TransUnion Commercial Habitational Risk Score for its Commercial Property program (TOI 01.0), effective March 6, 2026, for new business and April 25, 2026, for renewals. The change, affecting six policyholders, has a neutral overall rate impact (0.000%).

The update amends three endorsements to incorporate Habitational Score Factors into premium calculations. The score applies to apartments, condos, and dwellings, with risk measured across quintiles (1 = lowest, 5 = highest, 1.42 relativity for Quintile 5).

Acuity leverages multiple vendors—TransUnion for risk scoring, Dun & Bradstreet for financial models, and CoreLogic for building valuation—to refine pricing accuracy.