American National has filed for a private passenger auto rate increase in Maryland, citing actuarial support to ensure rate adequacy for the line.

Submitted on January 8, 2026, the filing proposes an overall rate impact of +6.1%, with effective dates of March 20, 2026, for new business and May 15, 2026, for renewals. The change affects approximately 1,528 policyholders and applies to a book generating about $5.4 million in written premium.

The filing relies on loss trend analysis using NAII Fast Track Maryland data. No technology-related changes or competitive references were disclosed, and no red flags were identified.

The request follows a prior rate revision of +15.5%, which took effect on November 15, 2025.