Trisura is raising prices for its Odie pet insurance program in Florida, with rates increasing about 37.7% for policyholders.

The update also changes how risk is priced, including higher factors for younger pets and updated breed classifications.

The Florida book stands at $859,241 in premium across 2,217 policyholders.

The product structure remains the same, with customizable accident and illness coverage and a low-cost injury-only option.

Distribution continues through partners like affiliates, employers, and pet platforms, with discounts capped at 12%.

The changes reflect rising vet costs and limited Florida data, with new rates effective May 15, 2026.

Bottom Line: Florida is one of Odie’s largest states by written premium and policyholder count.