Openly is seeking a 22% rate increase for its Oregon homeowners program covering nearly 5,500 policyholders, according to a filing submitted on behalf of Rock Ridge Insurance Company. The filing, submitted May 22, 2026, shows an indicated rate need of 58.7% and applies to approximately $7.75 million in written premium.

The filing introduces revised base rates and updated factors across several rating tables, along with a new roof score rate and rule, removal of a basement rule, and revisions to Rule 403 to eliminate its applicability to landlord policies.

Openly said the filing would impact renewal business beginning September 6, 2026, and new business starting July 7, 2026.

The program is written through Rock Ridge Insurance Company, part of the Clear Blue Financial group.