Openly, through Rock Ridge Insurance Company (a Clear Blue subsidiary), filed a rate decrease for its Landlord program in Virginia. The filing, submitted June 9, 2025, and approved June 24, 2025, introduces a -21.1% overall rate impact.

The changes affect 20 policyholders and $50.6k in written premium, resulting in an expected premium reduction of about $10.7k. New business will be subject to the updated rates beginning July 15, 2025, with renewals effective September 14, 2025.